FAQ

Understand the Legal Terms Affecting Your Case


  • Adjuster

    Individual who represents the insurance company and negotiates the settlement of your Bodily Injury case.


  • Bodily Injury

    Damage to your body, including pain and suffering, after an accident.   


  • Claimant

    Person making a claim.


  • Commissioner

    Person who is neutral in deciding your workers' compensation claim (like a judge).


  • Defendant

    Person being sued in court.


  • Fall Down/Premises Claim

    Injury suffered by a plaintiff while in a private residence, business or public place.


  • Insurance Company

    Company who represents the insured.


  • Insured

    Person(s) who has a policy with the insurance company.


  • Medical Payments Coverage

    Optional coverage to pay medical bills provided by the Plaintiff's automobile insurance company.


  • Plaintiff

    Person suing the Defendant in court.


  • Power of Attorney

    Document giving permission to one person to handle the affairs of another.


  • Property Damage

    Damage to your vehicle, van or motorcycle.


  • Release

    Document provided by the Insurance Company that ends your claim.


  • Settlement Check

    Check from the Insurance Company for the total amount for which the claim is settled.


  • Underinsured Motorist Claim

    Claim made through your Insurance Company to get additional compensation when the Defendant does not have enough insurance coverage to compensate you for your injuries.


  • Uninsured Motorist Claim

    Claim made through your Insurance Company to get compensation when the Defendant does not have any insurance coverage to compensate you for your injuries.


  • Workers' Compensation Claim

    Claim made when you are hurt at work.


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