Understand the Legal Terms Affecting Your Case
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Adjuster
Individual who represents the insurance company and negotiates the settlement of your Bodily Injury case.
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Bodily Injury
Damage to your body, including pain and suffering, after an accident.
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Claimant
Person making a claim.
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Commissioner
Person who is neutral in deciding your workers' compensation claim (like a judge).
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Defendant
Person being sued in court.
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Fall Down/Premises Claim
Injury suffered by a plaintiff while in a private residence, business or public place.
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Insurance Company
Company who represents the insured.
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Insured
Person(s) who has a policy with the insurance company.
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Medical Payments Coverage
Optional coverage to pay medical bills provided by the Plaintiff's automobile insurance company.
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Plaintiff
Person suing the Defendant in court.
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Power of Attorney
Document giving permission to one person to handle the affairs of another.
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Property Damage
Damage to your vehicle, van or motorcycle.
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Release
Document provided by the Insurance Company that ends your claim.
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Settlement Check
Check from the Insurance Company for the total amount for which the claim is settled.
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Underinsured Motorist Claim
Claim made through your Insurance Company to get additional compensation when the Defendant does not have enough insurance coverage to compensate you for your injuries.
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Uninsured Motorist Claim
Claim made through your Insurance Company to get compensation when the Defendant does not have any insurance coverage to compensate you for your injuries.
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Workers' Compensation Claim
Claim made when you are hurt at work.
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